When there is a divorce pending, it might seem like property division decisions may be pretty cut and dry. People may assume it is clear what is considered marital property and what is deemed separate property during a divorce. However, as many Pennsylvania couples can attest, these assumptions can get clouded where debt is concerned, especially student loan debt.
Typically, financial obligations related to education before the marriage is considered separate property. This may surprise some couples as they split and realize the true cost of paying off student loan debt may be more than the borrower can handle on their own. In that case, it may be possible or wise to seek some sort of changes to payment terms.